Employee Benefits Overview

 

Summary of City Employee Benefits 

 

Employee Life Insurance

Each eligible employee will be enrolled for life insurance. The benefit is the employee's annual salary plus $2,000. This benefit doubles in the event of an accidental death.

 

Dependent Life Insurance

You may elect dependent life insurance, which provides a benefit of $2,500 for a spouse and up to $2,500 for each eligible child. Late applicants are subject to evidence of insurability and can be denied coverage.

 

Voluntary Life Insurance

Each eligible employee may enroll for additional life insurance. See the plan administrator for details.

 

Short-Term Disability Coverage

Each eligible employee will be enrolled for short term disability coverage. The benefit is 60 percent of your basic weekly earnings up to a maximum weekly benefit of $1,000. Benefits begin after the 14th day of an injury or illness and may continue for up to 11 weeks.

 

Long-Term Disability Insurance

Each eligible employee will be enrolled for long term disability insurance. If you become disabled due to illness or injury following a 90 day period of disability, you will be eligible to begin receiving a monthly benefit equal to 60 percent of your basic earnings up to a maximum monthly benefit of $6,000. Monthly benefits may continue until your normal social security retirement age.

 

Medical & Vision Insurance

Each eligible employee may enroll for medical and vision insurance. Click here to view a summary of medical benefits.

 

Dental Insurance

Each eligible employee may enroll for dental insurance. Click here to view a summary of dental benefits

 

Flexible Spending Account

A flexible spending account allows you to set aside pre-tax earnings into an account for eligible expenses such as deductibles, co-pays, eyeglasses, contacts, LASIK corrective eye surgery, and orthodontics. Dependent care expenses include daycare for children under age 12 and certain expenses for elderly parents. This money is deducted from employee wages before State, Federal, and FICA taxes, lowering taxable income. Employees save between 25 and 40 percent in taxes on funds contributed into the account, depending on tax bracket. Employees may contribute up to $2,500 per year for medical and up to $5,000 per year for dependent child care.

 

Tobacco Cessation Program

The "Quit for Life" program helps our employees quit tobacco with one-on-one coaching from trained professionals and nicotine replacement therapy. Their staff is available 24/7 for easy enrollment at 866-784-8454, or contact Human Resources for more details.

 

Retirement

Employees contribute 7.5 percent of pre-tax pay, and the City contributes 10.45 percent of an employee's salary to the South Carolina State Retirement System. Employees are fully vested after five years, and are eligible for full benefits after 28 years of service. Public Safety officers contribute 7.84 percent of pre-tax pay, and the City contributes 12.84 percent. Public Safety officers are eligible for full benefits after 25 years of service. The City also provides 401K and 457 retirement plans.

 

General Leave

Employees accrue 1.5 days of leave per month.

 

Exempt Comp Time

Employees accrue 8 hours of exempt comp time per quarter.

 

Holidays

Employees receive 11 paid holidays per year.

 

Benefit Eligibility

 

Waiting Period for New Employees

New employees are eligible for benefits on the first day of the month following the date of employment.

 

Employee Eligibility 

Full-time employees, actively at work, working at least 30 hours per week are eligible for benefits. Seasonal and part-time employees are not eligible.

 

Dependent Eligibility

Eligible dependents include an employee's spouse and dependent children, up to age 26, regardless of student status.

 

Loss of Eligibility

Loss of eligibility may include reduction of work hours, termination of employment, or a dependent child exceeding the maximum age. If an employee or covered dependent loses eligibility, insurance will end on the last day of the month in which eligibility is lost. Certain coverage may be continued at the employee's expense when benefits are terminated.

 

Late Entrants

An employee who waives medical coverage when first becoming eligible who later wishes to enroll will be considered a late entrant (except in the case of a qualifying event). Pre-existing conditions and/or benefit limitations may apply.

Who To Know

Benefits Website

The City of Spartanburg provides website to answer benefit questions for employees and dependents at any time from home or work, and to provide access to frequently used forms. Follow the link below to learn more.

Benefits Portal

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